Cash advances (also called payday advances in some states) provide short-term funds to bridge gaps between paychecks or cover unexpected costs. They are designed for immediate needs with a shorter repayment window.
Why choose this option
- ✓Fast approval process
- ✓Short-term repayment (often 2–4 weeks)
- ✓Available online and in store where offered
- ✓No long-term installment commitment
- ✓Clear fees and terms upfront
- ✓700+ locations nationwide
The Advance America advantage
- Built for urgent, short-term cash needs
- Simple application online or in person
- Know your due date before you borrow
How it works
- 1
Start your application online or visit a neighborhood Advance America location.
- 2
Get a decision in minutes with a straightforward process.
- 3
Receive funds as soon as the same business day in many cases, subject to approval.*
Ready to apply?
Need cash before payday? Start your application now — it only takes a few minutes.
*Subject to approval. Loan products, amounts, rates, and terms vary by state. Not all applicants qualify. See state-specific disclosures for details.