Advance America

Line of Credit

Tap into your credit line as needed — pay interest only on what you borrow.

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Woman applying for a line of credit online
Line of credit icon

A personal line of credit from Advance America gives you flexible access to funds up to your approved limit. Draw when you need cash, repay, and borrow again as your agreement allows (where available by state).

Why choose this option

  • Draw funds as needed up to your limit
  • Pay interest only on the amount used
  • Revolving access after you repay
  • Manage your account online
  • State-licensed products
  • No new full application for every draw

The Advance America advantage

  • Flexible access for ongoing or unexpected expenses
  • Use only what you need, when you need it
  • Clear terms before you borrow

How it works

  1. 1

    Apply once and get approved for a credit line, where available in your state.

  2. 2

    Access funds when you need them through your approved limit.

  3. 3

    Repay and borrow again as your line allows, per your agreement.

Ready to apply?

Apply today to see if a line of credit is available in your area.

*Subject to approval. Loan products, amounts, rates, and terms vary by state. Not all applicants qualify. See state-specific disclosures for details.