When life throws a curveball, emergency loans can help cover medical bills, car repairs, utility costs, or other urgent needs quickly — online or at a store near you.
Why choose this option
- ✓Fast access to cash
- ✓Simple application process
- ✓Transparent terms
- ✓700+ store locations nationwide
- ✓Online and in-person options
- ✓Good credit not required
The Advance America advantage
- Built for real-life emergencies
- Local stores plus 24/7 online access
- Clear repayment expectations
How it works
- 1
Start your application online or visit a neighborhood Advance America location.
- 2
Get a decision in minutes with a straightforward process.
- 3
Receive funds as soon as the same business day in many cases, subject to approval.*
Ready to apply?
Facing an unexpected expense? Apply now to see what you may qualify for.
*Subject to approval. Loan products, amounts, rates, and terms vary by state. Not all applicants qualify. See state-specific disclosures for details.