Personal loans from Advance America can help with consolidation, major purchases, home repairs, or other personal financial needs — subject to state availability and approval. Choose the product that fits how quickly you can repay.
Why choose this option
- ✓Multiple products depending on your state
- ✓Fixed repayment options available
- ✓Apply online or in store
- ✓28+ years of lending experience
- ✓Direct lender with transparent terms
- ✓Good credit not required
The Advance America advantage
- Installment, cash advance, and line-of-credit options where offered
- Fast decisions and funding*
- Trusted by millions of customers
How it works
- 1
Start your application online or visit a neighborhood Advance America location.
- 2
Get a decision in minutes with a straightforward process.
- 3
Receive funds as soon as the same business day in many cases, subject to approval.*
Ready to apply?
Explore personal loan options available in your state. Apply in minutes.
*Subject to approval. Loan products, amounts, rates, and terms vary by state. Not all applicants qualify. See state-specific disclosures for details.