Installment Loans
Get the money you need now and repay over time in fixed monthly installments.
Apply now
Advance America's installment loans provide a lump sum today with the ability to pay it back in smaller, multiple payments over time (availability varies by state). Fixed payments make it easier to budget for everyday needs or a larger expense.
Rent or mortgage
Medical bills
Repairs & emergencies
Why choose this option
- ✓Loan amounts and terms vary by state
- ✓Fixed monthly payments you can plan for
- ✓Apply online or in a neighborhood store
- ✓Same-day funding available in many cases*
- ✓Direct lender — not a broker
- ✓Trusted for 28+ years and 157M+ loans
The Advance America advantage
- Convenient online or in-store application
- Instant approval decisions in many cases
- Repay over time instead of all at once
How it works
- 1
Start your application online or visit a neighborhood Advance America location.
- 2
Get a decision in minutes with a straightforward process.
- 3
Receive funds as soon as the same business day in many cases, subject to approval.*
Frequently asked questions
Can I get an installment loan online?
Yes. Online installment loans are available in certain states. You can also apply in store.
How do I receive my funds?
In store, funds may be provided as cash or check when paperwork is complete. Online approvals are typically deposited to your bank account — sometimes the same day.*
Ready to apply?
See if you qualify for an installment loan in your state. Applying takes only a few minutes.
*Subject to approval. Loan products, amounts, rates, and terms vary by state. Not all applicants qualify. See state-specific disclosures for details.